Protect Your Paycheck with Disability Insurance in Olathe KS
Every paycheck you earn powers your lifestyle. It pays your mortgage, keeps your lights on, fills your fridge, and funds your future. But what if an unexpected illness or injury kept you from working for weeks—or months? Could your emergency savings cover it all? And what about the costs you didn’t see coming?
Why Emergency Savings Alone May Not Be Enough
Emergency savings are typically calculated based on your current known expenses. But when you’re out of work due to illness or injury, new and unexpected costs can hit your budget hard:
- Increased medical bills and prescriptions
- Transportation costs to and from treatment
- Home modifications or mobility equipment
- Childcare or eldercare due to reduced household support
- Higher utility bills from being home more
How Disability Insurance Helps
Disability insurance helps replace a portion of your income if you become too sick or injured to work. It’s a paycheck protector that allows you to recover without the added stress of financial collapse.
Paul’s Real-Life Story
In 2019, I, Paul Carrigan, had a routine stress test that turned into a life-changing moment. Within days, I underwent an emergency quadruple bypass open-heart surgery and was out of work for three months. Disability insurance made all the difference. It kept the lights on, food on the table, and stress off my wife and family.
My heart surgeon is a total Bad-Ass !!
Find Out Your Income Gap
Use our free calculator to discover how much income you’d need if you couldn’t work for 90 days. Then, take action to fill the gap before it’s too late.
Enter your monthly income, how many months you could be out of work, and how much you have in emergency savings.Disability Income Gap Calculator
Request a Free Quote
You can use my Breeze link and discover more about Disability Insurance.- Here: https://www.meetbreeze.com/agent/paul-carrigan