Kansas Life Settlement Broker – Settlement Review (Licensed Broker)
only for Kansas policyowners/residents. If you’re thinking about surrendering or lapsing a life insurance policy, you may have another option:
a life settlement / viatical settlement review.
- We review your options: keep, adjust, surrender, or explore a settlement
- If a settlement review is appropriate, we help manage a documented, compliant process
- No-pressure conversation. Clear next steps.
Request a Kansas Policy Market Check
|
Schedule a 10-minute call
What Is a Life Settlement / Viatical Settlement?
A life settlement is the sale of an existing life insurance policy to a third party for
more than the policy’s cash surrender value, but less than the death benefit.
A viatical settlement is a type of settlement that may apply when the insured has a serious health condition
(definitions vary by situation and state).
This isn’t right for everyone — but it can be worth checking before you surrender or walk away
from a policy you’ve paid into for years.
Who This Helps Most (Kansas)
- You don’t need the policy as much as you once did (kids grown, needs changed)
- Premiums increased or became unaffordable
- You’re considering surrendering the policy for the cash value
- You’re trying to free up money for retirement, medical costs, debt payoff, or long-term care
- You have a permanent policy that has become a financial strain.
Your Options (We Start Here)
Before anyone talks about selling a policy, we review the most common options:
- Keep the policy as-is
- Adjust (reduce coverage, change premium structure, explore in-force options)
- Surrender for cash value (if that’s best)
- Explore a settlement (if eligible and appropriate)
My job is to help you make the decision with clear information — not pressure.
How the Kansas Review Process Works
Step 1 — Quick screening call (10–15 minutes)
We confirm basic policy details and what you’re trying to accomplish.
Step 2 — Document collection (with your authorization)
Typically includes an in-force illustration and policy details.
If a settlement review is pursued, medical records may be requested with proper authorization.
Step 3 — Market check (if appropriate)
If your case appears eligible, we may seek indications of interest/offers through licensed channels.
Eligibility and value vary and are not guaranteed.
Step 4 — You decide
You’ll have the information needed to compare your options and choose what fits your situation.
Why Work With Paul Carrigan
- Kansas-licensed viatical settlement broker
- Process-driven approach: verify, document, and review for consistency
- Privacy-focused handling of sensitive information
- Local, relationship-based service through TCG Insurance Solutions
Important Kansas Availability Notice
KANSAS ONLY: This settlement brokerage service is currently offered only for
policyowners/residents. If you are outside Kansas, you’re welcome to contact us for general guidance on keeping
or surrendering a policy, but settlement brokerage services may not be available.
FAQ
Is there a guaranteed offer?
No. Eligibility and offers vary based on many factors including policy type, premiums, age, and health factors.
Will selling affect my family?
If you sell a policy, the buyer becomes the beneficiary. We’ll walk through pros/cons so you can make an informed
decision.
What about taxes or public benefits?
A settlement can have tax and benefits implications. We recommend you speak with a qualified tax advisor and/or
benefits specialist for your specific situation.
Request a Kansas Policy Market Check
KANSAS ONLY: Please confirm you are a Kansas resident/policyowner. If not, do not submit this form.
Contact
Paul Carrigan — TCG Insurance Solutions
Phone: 913-837-0434
Email: paul@tcgsolutions.us
